New in v1.3 — AI Portfolio Intelligence

Your Entire
Net Worth. One Map.

Track stocks, crypto, property, pensions, gold, and liabilities with live market prices. On-device AI analysis gives you a health score, focus areas, and insights — your data never leaves your device.

7-day free trial — from €4.99/mo or €59.99 lifetime

100% Private
Live Market Prices
On-device AI
8 Currencies
Only in WealthMap

What makes it different

Features you won't find in generic finance apps. Built for people who want the full picture — without connecting a single account.

New in v1.3

AI Portfolio Intelligence

On-device AI analysis via Apple Intelligence: get a health score (0–100), focus areas, key observations, and performance attribution. Your data never leaves your device.

New in v1.3

Wealth Score Card

A composite score based on diversification, liquidity, debt ratio, portfolio growth, and tracking freshness. See exactly where your finances are strong — and where they need attention.

Exclusive

What-If Scenario Engine

Simulate selling an asset, buying a new one, paying off debt, or a market move. See instant portfolio impact before you act.

Exclusive

Smart Portfolio Alerts

Concentration drift, liquidity warnings, currency exposure, stale valuations, and net worth milestones — the app watches your portfolio so you don't have to.

Exclusive

Capital Gains Tax Tracking

For Ireland (€1,270 / 33%) and UK (£3,000 / 20%) residents. See severity alerts when unrealised gains approach your annual CGT exemption.

Exclusive

Asset Comparison

Compare 2–3 assets side-by-side with normalised percentage performance. See which holdings are actually pulling their weight.

Core Features

Everything you need to see
the bigger picture

Track your entire financial life — stocks, crypto, property, pensions, gold, collectibles, and liabilities — all in one place.

01

Net Worth Dashboard

Real-time net worth with interactive charts, allocation pie chart, and performance tracking over 7d, 30d, 90d, YTD, and all-time.

02

Live Market Prices

Stocks via Yahoo Finance, crypto via CoinGecko, gold spot price — auto-refreshing in the background every ~4 hours with daily net worth snapshots.

03

Wealth AgeNew

Discover how old your wealth is relative to your chronological age. Computed from five financial dimensions — net worth, growth, diversification, debt ratio, and behaviour — then benchmarked against your country's wealth data.

04

Multi-Currency Support

8 currencies (EUR, USD, GBP, CHF, PLN, SEK, NOK, DKK) with live exchange rates. Track assets in their native currency, see totals in yours.

05

Debt Management

Payment tracking, payoff progress, interest breakdown, and amortization schedules. See the true cost of your liabilities over time.

06

Price Alerts

Set price or percentage-based alerts on any asset. Get push notifications when stocks or crypto hit your buy or sell targets.

07

PDF Reports & CSV Export

Generate professional wealth reports for financial advisors. Export assets, liabilities, and payment history to CSV or PDF with one tap.

08

Document Storage

Attach photos, receipts, certificates, and deeds to any asset. Encrypted on-device storage keeps your documents secure.

09

iCloud Sync

Seamless multi-device sync via CloudKit. End-to-end encrypted — your data stays in your private iCloud container, never on our servers.

10

Biometric Security

Face ID and Touch ID with auto-lock. Your financial data is always protected, even if someone picks up your phone.

11

Widgets & Siri Shortcuts

Home Screen and Lock Screen widgets showing net worth and top assets. Ask Siri "What's my net worth?" for instant voice-powered access.

12

Spotlight Search

Find any asset or liability from iOS system search. Your portfolio is always a swipe away — no need to open the app first.

13

Historical Net Worth Charts

Daily snapshots of your net worth over time. See trends, milestones, and track your progress toward your financial goals.

What you can track

13 categories, one dashboard

Everything from property to pensions, mortgages to crypto — all with live pricing where available.

Assets (8 categories)
Cash Property Stocks & ETFs Crypto Pension Gold Collectibles Other
Liabilities (5 categories)
Mortgage Personal Loan Credit Card Student Loan Other
How it works

Get started in under 2 minutes

No accounts, no setup wizards, no bank connections. Just download and go.

1

Download & open

No sign-up. No email. Just open the app and pick your base currency.

2

Add your assets & liabilities

Search for a stock or crypto ticker, or manually enter property, cash, pensions, gold — anything. Add mortgages and loans to see your true net worth.

3

Get the full picture

Your dashboard shows total net worth, allocation breakdown, AI insights, and live price updates. Run what-if scenarios and set alerts to stay on top of changes.

Pricing

Simple, transparent pricing

Start free. Pay once, or subscribe — your choice.

Free Trial

7 days

€0

 

  • Full access to all features
  • No credit card required
  • Cancel anytime
Download Free

Monthly

Billed monthly

€4.99/mo

 

  • All features included
  • Cancel anytime
  • Billed monthly via Apple
Start Free Trial
Save 50%

Annual

Billed yearly

€29.99/yr

 

  • All features included
  • Best for regular users
  • Billed annually via Apple
Start Free Trial

Prices may vary by region. Subscriptions auto-renew and can be cancelled anytime in your Apple ID settings. Lifetime is a one-time in-app purchase — no subscription required.

Your data stays yours

WealthMap was designed with privacy at its core. Your financial data never leaves your control.

100% on-device AI processing

All AI analysis runs locally on your device via Apple Intelligence. Your financial data is never sent to any server.

No third-party analytics

No tracking SDKs, no advertising identifiers, no behavioural profiling. We don't know who you are.

Encrypted iCloud Sync

Your data syncs via your private iCloud container — end-to-end encrypted, accessible only to you.

Biometric-gated access

Face ID and Touch ID with auto-lock. No data sold, ever.

Privacy Policy

Effective: April 2026

WealthMap ("the App") is developed and published by Build Forward, an independent app studio based in Ireland ("we", "us", "our"). We are committed to protecting your privacy. This policy explains what data the App collects, how it is used, and your rights under EU and Irish data protection law, including the General Data Protection Regulation (GDPR).

Data Controller

Build Forward is the data controller for personal data processed in connection with this App. Contact: support@buildforward.eu

What data does WealthMap collect?

  • Portfolio data you enter: Asset names, quantities, values, tickers, purchase prices, liability amounts, and payment records. Stored locally on your device using Apple's SwiftData framework.
  • Document attachments: Photos and PDFs you attach to assets. Stored on-device only and never transmitted to any server.
  • Preferences: Your chosen base currency, theme, notification settings, tax jurisdiction, net worth goal, birth year, and country of residence (used solely to compute your Wealth Age and benchmark against national wealth data).
  • Wealth Age snapshots: Weekly computed snapshots of your Wealth Age score, stored locally on your device. Never transmitted externally.
  • Subscription status: Apple manages your subscription and any purchases. We receive only a yes/no entitlement confirmation — never your payment details, name, or Apple ID.

Where is my data stored?

All data is stored locally on your device. If you enable iCloud Sync, your data is also stored in your private iCloud container — accessible only to you and protected by your Apple ID. Build Forward does not operate any servers. We cannot see, access, or retrieve your data.

Legal basis for processing (GDPR Article 6)

We process personal data on the following legal bases:

  • Performance of contract: To provide the App's core functionality (portfolio tracking, price updates, sync) as part of your subscription or purchase.
  • Legitimate interest: To compute local analytics such as Wealth Age, portfolio scores, and projections that you have explicitly requested within the App.

What third-party services are used?

The following services receive minimal, non-personal data requests to fetch market prices:

  • Yahoo Finance API — fetches live stock and ETF prices. Only ticker symbols are sent. No personal data.
  • CoinGecko API — fetches live cryptocurrency prices. Only coin identifiers are sent. No personal data.
  • Frankfurter API — fetches currency exchange rates. No personal data is sent.
  • Apple StoreKit — manages subscriptions and one-time purchases. Apple handles all payment processing under Apple's own privacy policy.
  • Apple CloudKit (optional) — provides iCloud Sync. Data stays in your private iCloud container under Apple's privacy policy.

These services are operated by third parties (including US-based companies). When your device sends a ticker symbol or currency code to fetch a price, that request may be routed through servers outside the European Economic Area. No personal data is included in these requests. Apple's services (StoreKit, CloudKit) are subject to Apple's own GDPR commitments as a data processor.

What data is NOT collected?

  • No analytics or tracking SDKs
  • No advertising identifiers (IDFA)
  • No email addresses or user accounts
  • No location data
  • No behavioural tracking
  • No data shared with third parties for advertising or profiling
  • No server-side storage of any user financial data

Data retention

Your data exists only on your device and, if enabled, in your personal iCloud container. Deleting the App removes all local data. iCloud data can be deleted through your Apple ID settings at icloud.com.

Children's privacy

WealthMap is not directed at children under 13. We do not knowingly collect or process data from children under 13. If you believe a child has provided data, contact us at support@buildforward.eu.

Your rights under GDPR

As a user in the EU/EEA or UK, you have the following rights regarding your personal data:

  • Right of access: You can export all your portfolio data to CSV at any time from within the App (Settings → Export).
  • Right to rectification: You can edit or correct any data you have entered in the App at any time.
  • Right to erasure ("right to be forgotten"): You can delete individual assets, liabilities, or all data by deleting the App. Since we hold no server-side data, deletion is immediate and complete.
  • Right to data portability: Your data is exportable to CSV format from within the App.
  • Right to restriction and objection: Since all processing is local on your device, you can stop processing at any time by deleting the App.
  • Right to lodge a complaint: You have the right to lodge a complaint with the Irish Data Protection Commission (DPC) at www.dataprotection.ie, or with the supervisory authority in your EU member state.

Contact

For privacy questions: support@buildforward.eu

Terms of Service

Terms of Service

Effective: April 2026

These Terms of Service ("Terms") govern your access to and use of WealthMap ("the App"), published by Build Forward ("we", "us", "our"), an independent software company based in Ireland. By downloading or using the App, you agree to these Terms. If you do not agree, do not download or use the App.

1. Description of Service

WealthMap is a personal finance tracking application that allows you to manually record and monitor assets, liabilities, and net worth. The App fetches read-only market price data from third-party APIs to update portfolio valuations. The App does not connect to any bank, brokerage, exchange, or wallet. No financial transactions of any kind are processed through the App.

2. Not Financial, Tax, or Investment Advice

WealthMap is an informational and tracking tool only. Nothing in the App — including portfolio analytics, AI insights, Wealth Age scores, Wealth Score cards, What-If scenarios, projection charts, or Capital Gains Tax warnings — constitutes financial, tax, investment, or legal advice. These features provide computed estimates based on data you enter and should not be relied upon for financial decisions. Always consult a qualified financial advisor, tax professional, or legal advisor for advice specific to your circumstances.

3. Eligibility

You must be at least 13 years old to use this App. By using the App, you confirm that you meet this requirement. The App is not directed at children under 13.

4. Subscriptions, Billing, and Purchases

WealthMap offers the following purchase options, all managed and processed by Apple through your Apple ID:

  • Free Trial: 7 days of full access to all features. No credit card required to start.
  • Monthly Subscription: €4.99 per month (prices may vary by region). Auto-renews monthly unless cancelled at least 24 hours before the end of the current billing period.
  • Annual Subscription: €29.99 per year (prices may vary by region). Auto-renews annually unless cancelled at least 24 hours before the end of the current billing period.
  • Lifetime Purchase: €59.99 one-time payment (prices may vary by region). A non-consumable in-app purchase providing perpetual access to all App features with no recurring charges. Includes all future feature updates to the App.

Build Forward does not process payments directly. All billing is handled by Apple under Apple's Terms and Conditions. To manage or cancel a subscription, go to Settings → Apple ID → Subscriptions on your device.

Refunds

All purchases are subject to Apple's standard refund policy. Build Forward does not issue refunds directly. To request a refund, contact Apple at reportaproblem.apple.com.

Price changes

We may change subscription prices with notice. Price changes will take effect at your next renewal and you will be notified in advance by Apple.

5. Access and Termination

Your access to paid features continues for the duration of your active subscription or, for Lifetime purchasers, indefinitely. We reserve the right to discontinue the App with reasonable notice. In the event of App discontinuation, Lifetime purchasers will not be entitled to a refund beyond Apple's standard refund policy, but will retain access for as long as the App remains available.

6. Data Accuracy

Market prices displayed in the App are sourced from third-party APIs (Yahoo Finance, CoinGecko, Frankfurter). We do not guarantee the accuracy, completeness, or timeliness of this data. Asset valuations are estimates only. Historical data may be incomplete or subject to retroactive corrections by the data provider.

7. User Responsibility

You are solely responsible for the accuracy of data you enter into the App. Build Forward is not responsible for decisions made based on information displayed in the App, including but not limited to investment decisions, tax filings, or financial planning.

8. Acceptable Use

You agree not to: reverse-engineer, decompile, or disassemble the App; attempt to extract the App's source code; use the App for any unlawful purpose; or circumvent any security or access control features of the App.

9. Intellectual Property

The App, including its name, design, code, graphics, and all content, is the exclusive property of Build Forward and is protected by Irish and international intellectual property law. You are granted a limited, non-exclusive, non-transferable licence to use the App on Apple devices you own or control, subject to these Terms and Apple's App Store Terms of Service.

10. Apple's Standard EULA

Your use of the App is also subject to the Apple Media Services Terms and Conditions and Apple's standard End User Licence Agreement (EULA), which is incorporated herein by reference. Apple is not a party to these Terms and is not responsible for the App or its content. Apple has no obligation to provide maintenance or support for the App.

11. Disclaimer of Warranties

The App is provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the App will be uninterrupted, error-free, or free of viruses or other harmful components.

12. Limitation of Liability

To the maximum extent permitted by applicable law, Build Forward shall not be liable for any indirect, incidental, special, exemplary, or consequential damages arising from your use of, or inability to use, the App, including but not limited to loss of data, loss of profits, or financial losses, even if we have been advised of the possibility of such damages. Our total liability to you for any claim arising from these Terms or your use of the App shall not exceed the amount you paid for the App in the 12 months preceding the claim.

13. Changes to Terms

We may update these Terms from time to time. When we do, we will update the effective date above. Continued use of the App after any change constitutes your acceptance of the updated Terms. For material changes, we will endeavour to provide notice within the App.

14. Governing Law and Dispute Resolution

These Terms are governed by the laws of Ireland. Any disputes arising from these Terms or your use of the App shall be subject to the exclusive jurisdiction of the courts of Ireland. If you are a consumer in the EU, you may also have rights under the mandatory consumer protection laws of your country of residence.

15. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

Contact

support@buildforward.eu

Support

Need help?

Have a question, found a bug, or want to request a feature? We'd love to hear from you.

support@buildforward.eu

Start tracking your wealth today

7-day free trial. No account required. Or get lifetime access for a one-time payment. Your data stays on your device.

Download on the App Store

WealthMap is a personal portfolio tracker — not a bank, brokerage, or exchange. No financial transactions are processed. No buying, selling, or trading occurs in this app.