Your entire net worth.
One map.
Manually track stocks, crypto, property, pensions, and liabilities. No bank sync. No account required. Your data stays on your device.
Property data powered by official national indices
Wealth Age · Unique to WealthMap
Are you ahead — or behind?
Wealth Age computes a behavioral score based on your net worth growth rate, savings rate, diversification, and debt habits — builds a model-based view of your financial progress.
If your wealth is growing like a 42-year-old's and you're 35, your Wealth Age is 42. Updated every week from your portfolio. No competitor tracks this.
FIRE Calculator
Explore when you could retire.
Enter your monthly savings, expenses, and expected return. WealthMap computes your FIRE year instantly — and updates it live as you drag the savings slider.
Also includes Coast FIRE, LeanFIRE / FIRE / FatFIRE threshold indicators, and a "One More Year" analysis showing exactly what one extra year of saving is worth in real spending power.
National Property Index · 40+ countries
Your home vs. the national market.
See how your property's value has tracked against the official national house price index — for 40+ countries.
Powered by public data: ECB (17 eurozone countries), UK Land Registry, FRED (US), OECD, and BIS. Auto-updates quarterly. No third-party subscriptions. No Zillow. No other iOS app offers international property benchmarking.
AI Portfolio Intelligence · On-Device
Weekly analysis. On your iPhone. In private.
WealthMap analyses your portfolio every week — covering savings rate, debt efficiency, growth momentum, and concentration risk. A clear grade and structured signals, not a wall of numbers.
On iPhones with Apple Intelligence (iOS 26 or later), the weekly analysis runs entirely on-device using Apple's Foundation Models. Your financial data never leaves your iPhone for the AI analysis. Not stored on our servers. Not sent to any third-party AI provider. Yours alone.
That's the headline set. WealthMap does a lot more — dashboard, live prices, goals, cash flow, widgets, export, and the full Wealth Age breakdown.
See all features →Privacy notice
Revised: 4 October 2026
Who provides WealthMap
WealthMap is developed and provided by Ovidiu Dinu, an independent developer based in Ireland. In this notice, “I”, “me” and “my” refer to Ovidiu Dinu. Build Forward is the name used on this website; it is not a separate incorporated company. Contact: support@buildforward.eu.
This notice covers WealthMap, this website and communications with support. It distinguishes information processed on your device from information received by me or external service providers. I am responsible for personal information I process to operate this website and respond to you. Apple's services and other providers may have their own responsibilities and privacy notices.
Information used by the app
WealthMap processes the records you enter or import: assets and debts, quantities, values, market identifiers, currencies, dates, income and payment records, goals, projections, notes and supporting documents. Property details can include a location you enter; that is different from tracking your device's GPS location.
Your settings can include an optional name, birth year, country, tax jurisdiction, display preferences and notification choices. The app creates derived information such as balances, valuation history, Wealth Age readings and briefings. These features use the records and assumptions available to the app; they are not independent verification of your finances.
The app does not require a separate WealthMap account or a connection to your bank. The app does not contain advertising or third-party behavioural analytics SDKs. That statement concerns the app, not the website analytics described below.
Device storage and iCloud
Records are stored on your device. When iCloud is available and permitted by your Apple account and device settings, supported records can sync through your private iCloud database. These records include attachments and saved insights. There is no separate developer-operated server holding your portfolio for the app's core tracking service.
iCloud synchronisation depends on your account, device settings, connectivity and available storage. It is not a backup guarantee and changes may take time to reach other devices. Manage the app's iCloud access through Apple's device settings.
Apple protects iCloud data in transit and at rest. End-to-end protection depends on the data category and account configuration; this notice does not promise that every WealthMap field is end-to-end encrypted. See Apple's iCloud security information.
Market data, indices and images
Your device contacts external services to request supported asset prices, exchange rates, property indices and asset images. Depending on the feature used, requests can include search text, symbols, coin identifiers, currency codes, company domains or geographic/index-series identifiers. Providers receive ordinary network information needed to handle requests, including an IP address; a request is not necessarily anonymous simply because it omits your name.
The app's service integrations include Yahoo Finance, CoinGecko and Frankfurter; property-index sources such as ECB, OECD, BIS, FRED, HM Land Registry and national statistical agencies; and asset-image services, including Google favicons and optional Finnhub lookups. Not every provider is contacted on every use. Sources and availability vary by asset and market. These requests are used to retrieve data, not to send your full portfolio or balances for external financial analysis.
AI, notifications and sharing
On supported devices, AI briefing features use Apple's on-device Foundation Models. Availability depends on compatible hardware, software, language and settings. Portfolio information is not sent to an external AI inference service by these features. Saved briefing records may sync through iCloud as described above.
Features you enable, such as notifications, widgets, Siri and Spotlight, can make information visible on your device outside the app. Consider your device's display and privacy settings. When you export or share a file, the destination you select receives that file under its own terms. Avoid sharing sensitive information unintentionally.
Purchases and diagnostics
Apple processes App Store payments. The app reads purchase and entitlement information supplied by StoreKit, such as the product and subscription expiry, to determine access. It does not receive your payment-card details. A first-use date is stored in the device Keychain to manage initial access and may remain after reinstalling the app.
Apple may make usage, sales and diagnostic information available to the developer under its services and your applicable settings. This is separate from embedding an analytics SDK in WealthMap. Support messages or diagnostic material you choose to send can also contain personal information.
Website and support
This website is hosted using Google Firebase Hosting. Hosting services process technical request information, including IP addresses, to deliver and secure the website. Google's published Firebase information describes Hosting IP-data retention as a few months; see Firebase privacy information.
The website uses Cloudflare Web Analytics to understand page usage and performance. Cloudflare describes this beacon as not using cookies or browser storage for analytics and as discarding source IP addresses at its edge for the RUM service. It processes information such as page/referrer information and performance measurements. See Cloudflare's explanation. This website service does not receive your in-app portfolio through the analytics integration.
If you email support, I receive your address, message and any information or attachments you send. Please send only what is needed and redact unnecessary financial information. Support email is handled through Apple iCloud Mail. Support emails are deleted after one year. Apple processes email under its applicable service and privacy arrangements.
Purposes, legal bases and transfers
Personal information received for support is used to answer requests and help provide the service, relying on performance of a contract where necessary, or legitimate interests in responding to enquiries and resolving problems. Website delivery, security and proportionate performance measurement rely on legitimate interests where appropriate. Information may also be kept where required by law or necessary to handle a specific legal claim. If processing requires consent, it must be obtained for that purpose and you can withdraw it without affecting earlier lawful processing.
Local calculations use the data you supply to provide the requested app features. A calculation performed on your device does not mean that I receive its inputs. Apple purchases, iCloud services and third-party requests operate under the relevant provider arrangements.
Providers may process information outside Ireland or the EEA, including in the United States. Their published privacy information describes transfer safeguards such as adequacy decisions and standard contractual clauses where applicable. See Apple’s privacy policy, Firebase privacy information and Cloudflare’s privacy policy. Contact support for information about the arrangements relevant to your request.
Retention, deletion and exports
App records remain on your device and, where syncing is available, in iCloud until removed using the relevant controls. Deleting records on one device can affect other syncing devices. Removing the app alone does not necessarily delete iCloud records, backups, exported copies, Apple purchase information or Keychain entries. Sync deletion may take time to propagate.
The app can export selected records. CSV and PDF exports are not complete backups of every record, attachment or setting. Copies you save or send elsewhere must be managed separately. Apple manages its purchase records and the retention of its services under its own policies.
Your rights
Where applicable, data-protection law gives you rights to access and correct personal information, request erasure or restriction, object to certain processing, and receive portable data. These rights have conditions and exceptions. Contact support@buildforward.eu to exercise rights over information I hold; I may need proportionate information to verify your request. I cannot retrieve private app records that you have not shared with me, but can help you identify available controls.
Requests will be handled within the applicable legal time limits, normally one month under GDPR. You can complain to the Irish Data Protection Commission or your competent supervisory authority. Contacting support first is not a condition of making a complaint.
Young users and updates
WealthMap is intended for people aged 16 and over and is not directed at children under 16. Some age-based features require users to be 18 or older. If you believe a child has sent personal information to support, contact me.
This notice will be updated when practices change. The effective date identifies the current version. Material changes will be brought to users' attention through an appropriate channel before new processing where required. A notice update is not itself consent to a new purpose.
Compare & Guides
How WealthMap stacks up.
In-depth comparisons against the popular alternatives, plus country-by-country property tracking guides.
Pricing
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Free trial requires no card. Lifetime includes every future update.
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Cancel anytime.
Best for regular users.
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Terms of use
Revised: 4 October 2026
1. Provider and scope
WealthMap is provided by Ovidiu Dinu, an independent developer based in Ireland. “I” and “me” refer to the provider, not a separate incorporated Build Forward company. Contact: support@buildforward.eu.
You must be at least 16 years old to use WealthMap. These terms explain the service and purchases. Your App Store licence is governed by the EULA applicable to your download and Apple's applicable usage rules. Nothing here excludes rights that cannot lawfully be limited.
2. What the service does
WealthMap lets you record assets, liabilities and related financial information, retrieve supported market data, and explore calculated insights and scenarios. It does not execute investments or connect to your bank accounts. You choose the records and assumptions; incomplete or outdated inputs affect results. Keep independent copies of important original records.
Some features need sufficient history, compatible devices or external data. In particular, a Wealth Age reading requires at least two valid balance snapshots spanning 14 days, as well as the relevant profile and asset information. Starting a trial does not guarantee that this history already exists.
3. Estimates, data and advice
The app is an informational tracking and planning tool, not personalised financial, investment, tax or legal advice. FIRE dates are scenarios based on assumptions, not promises of retirement or future returns. Wealth Age is a model-based indicator, not a verified population ranking or guarantee of financial wellbeing. Property-index estimates reflect the coverage and periods of an index and are not an appraisal of a particular home. Tax estimates do not replace professional advice or official calculations.
External quotes and indices may be delayed, unavailable, revised or incomplete. Currency conversions may differ from executable rates and exclude fees. AI explanations can be incomplete or incorrect; review underlying records and sources. Verify consequential decisions independently and obtain qualified advice where appropriate. These limitations do not remove the provider's obligation to supply the service as required by applicable law.
4. Access and purchases
WealthMap currently offers an initial seven-day app access period without requiring a subscription purchase. This local access period is distinct from any introductory subscription offer shown by Apple. It does not itself enrol you in a renewing subscription.
Monthly and annual subscriptions renew unless cancelled through Apple. An Apple free-trial or introductory offer applies only when you are eligible and the purchase confirmation displays it. Confirm the duration, renewal price, billing interval and cancellation terms shown for the selected product. To avoid renewal after a free trial, cancel at least 24 hours before it ends. Cancelling a subscription and deleting the app are different actions.
Prices, taxes, currencies and available offers can vary by storefront. Apple's confirmation displays the amount you agree to pay. Price changes are handled under Apple's applicable notification and consent rules; they are not necessarily effective for every subscriber at the very next renewal.
Lifetime is a one-time, non-consumable purchase with no recurring subscription charge. Existing commitments made at purchase, including promised future WealthMap feature updates, remain protected. This update does not retrospectively reduce those commitments. It does not promise that third-party data, future hardware compatibility or the app's operation will continue forever. If support or the service is materially changed or discontinued, applicable contractual and statutory remedies remain available.
5. Expiry, refunds and remedies
When initial access or a subscription ends, paid features may become unavailable. Expiry does not itself erase saved records. Contact support for help with access or data requests. I will not treat a purchase requirement as extinguishing applicable data-protection or consumer rights.
Apple handles App Store billing and provides refund requests at reportaproblem.apple.com. You can also contact support about faults or service problems. Apple's administrative refund process does not replace any mandatory remedy you have against the relevant trader. Nothing here waives a cancellation or withdrawal right that applies by law; where immediate digital supply affects such a right, the legally required consent and acknowledgement must be obtained through the applicable purchase process.
6. Privacy, security and availability
The privacy notice explains device storage, iCloud, external requests and support. Protect access to your devices and Apple account, use supported software, and review sync status. Sync and export features are not guarantees against loss; retain original documents and suitable backups. This responsibility does not exempt the provider from obligations concerning security, conformity, updates or remedies.
No software can be guaranteed free of faults or available without interruption. Where a material problem occurs, contact support so it can be investigated. Any limitation of a feature must remain consistent with applicable consumer law and commitments made when you purchased.
7. Licence, your content and acceptable use
Rights in your own records and uploaded documents remain yours or their respective owners'. The app's software and original design belong to their rights holders; third-party data, logos and components retain their respective rights. Use the app within the applicable Apple licence and usage rules.
Do not use the service unlawfully, interfere with its security, or infringe other people's rights. Restrictions on copying, reverse engineering and similar activities apply only to the extent permitted by applicable law and relevant open-source licences. Any suspension or termination for misuse must have a lawful basis and preserve applicable remedies and data rights.
8. Responsibility and liability
Nothing in these terms excludes or restricts liability that cannot lawfully be excluded or restricted, including applicable consumer guarantees and remedies, fraud or fraudulent misrepresentation, or death or personal injury caused by negligence where applicable.
The app is intended for personal use. Responsibility for loss depends on applicable law, the cause of the loss and the contract; an estimate disclaimer does not automatically excuse a failure to provide the service lawfully.
9. Changes and discontinuation
Changes may be needed for security, legal compliance, maintenance or evolving platforms and data services. Material changes affecting a paid service will receive appropriate notice and any rights or remedies required by law. Existing purchase commitments are not removed simply by changing this webpage. If the service is discontinued, I will provide appropriate notice and explain available data options and applicable remedies.
10. Law, disputes and contact
Irish law applies subject to mandatory protections of any applicable law, including protections for consumers in their country of residence. Nothing here requires a consumer to use Irish courts where mandatory law permits proceedings elsewhere. Contact support@buildforward.eu about a dispute; attempting informal resolution does not prevent you from exercising legal rights.
If a provision is invalid, the remaining terms apply to the extent legally permitted.
Support
Need help?
Have a question, found a bug, or want to request a feature? We'd love to hear from you.
support@buildforward.eu →