Net Worth Growth Velocity
How fast your net worth is climbing over your tracked history.
Free tool · No signup · 100% private
Net worth by age: where do you rank?
See how your net worth compares to others your age — across 13 countries, using official ECB, Federal Reserve, and ONS data. Nothing is saved or sent anywhere.
€
Everything you own minus what you owe — savings, investments, property, pensions, minus debts.
Where you rank
Above median
Your net worth is above the median for your age group in Ireland.
Romania figures are Eurostat estimates, not from a primary survey.
Want the deeper picture? Get your Wealth Age.
This ranks one number. WealthMap goes further — your Wealth Age tracks how fast you’re building wealth across 7 dimensions, updated as your portfolio changes. Private, on-device, no bank login.
What this tool can't see
Your rank is one number. Wealth Age is seven.
This calculator compares a single net-worth figure. Inside WealthMap, your Wealth Age tracks how fast you're actually building wealth — across seven dimensions, updated every week from your real portfolio. Two people with the same net worth can have very different Wealth Ages.
Debt Health
Your liability-to-asset ratio, weighted by the interest rates you're paying.
Liquidity Adequacy
Your cash buffer relative to expenses — life-stage aware for under-35 and 55+.
Diversification Maturity
How spread your assets are, and how much concentration risk you carry.
Savings Consistency
How regularly you add to your wealth over the timeline, not just in bursts.
Savings Momentum
Your monthly savings measured against your monthly expenses.
Tracking Engagement
Staying on top of it week to week — the habit that compounds everything else.
Data sources: US Federal Reserve SCF 2022 · UK ONS Wealth & Assets Survey 2022 · ECB Household Finance & Consumption Survey, Wave 4 (2023) for euro-area countries. Romania figures are Eurostat estimates. Benchmarks stored in USD and converted at approximate exchange rates; figures are medians and percentiles by age bracket, for indicative comparison.
Frequently asked questions
What is a good net worth for my age?
It depends on your country. As a rough guide, US median net worth is around $39,000 under 35, $135,600 at 35–44, and $247,200 at 45–54. European medians are generally lower. This tool shows your exact percentile band for your age group and country.
What data is this based on?
Official household-wealth surveys: US Federal Reserve SCF (2022), UK ONS Wealth and Assets Survey (2022), and the ECB Household Finance and Consumption Survey Wave 4 (published 2023) for euro-area countries. Romania uses Eurostat estimates.
Is my data saved or sent anywhere?
No. Everything runs in your browser. Nothing you enter is saved, logged, or sent to any server. No signup, no account — the same privacy-first principle WealthMap is built on.
How is this different from Wealth Age in the app?
This ranks a single net-worth figure against benchmarks for your age and country. WealthMap’s Wealth Age is a deeper behavioural score that tracks your net worth over time across seven dimensions — growth velocity, debt health, diversification, savings momentum and more — to express how fast you’re building wealth as an age.