Two apps, same philosophy, different shape
Kubera and WealthMap both start from the same premise: most net worth apps hand your bank credentials to a third party in exchange for convenience, and that trade is worse than it looks. Both default to manual entry. Both treat the dashboard as the product, not as a funnel into something else.
Where they diverge is the surface. Kubera was built browser-first by a team that wanted a power-user dashboard for tracking absolutely everything — including things most apps ignore, like domain portfolios, vested equity grants, and collectibles. WealthMap was built iPhone-first by a solo indie for people who want their net worth in their pocket and a clear answer to 'when can I stop working'.
Where Kubera is better
Web-first. If you do your financial admin on a laptop, Kubera's dashboard is more comfortable than any iPhone. Big tables, lots of columns, easy bulk edits.
Exotic asset coverage. NFTs, domain names, vested RSUs, private equity stakes, watches, art — Kubera has columns and integrations for all of them. WealthMap covers cash, property, stocks, ETFs, mutual funds, crypto, pensions, gold and collectibles, plus liabilities, but it doesn't try to track your domain portfolio.
Beneficiary feature. Kubera's 'dead man's switch' will send your full financial picture to a designated person if you don't check in for a configurable period. For estate-planning-minded users, this is a genuine differentiator. WealthMap has nothing equivalent.
Some integrations. Kubera connects to a subset of banks via Plaid and to crypto exchanges via APIs for users who want a hybrid manual-plus-some-sync setup.
Where WealthMap is better
iOS-native, designed for the phone. Kubera has an iOS app, but it's a wrapper over the web product. WealthMap was built for iOS 18.6+ from day one — gestures, charts, Live Activities, the whole stack.
FIRE Calculator with a What-If slider. Drag your monthly savings up or down and watch your retirement year shift in real time. Kubera doesn't ship a FIRE planner.
Wealth Age. A single behavioral score showing if your finances are 'younger' or 'older' than your real age. It's the kind of number you check more than your account balance.
National Property Index for 40+ countries. Your property tracks automatically against the official price index for its country — ECB, UK Land Registry, FRED, OECD, BIS. Kubera lets you enter a property value but doesn't track it against an index.
On-device AI. Concentration risk, drawdown analysis, rebalancing nudges — all computed on your iPhone. No prompts sent to a server.
Pricing: subscription vs lifetime
Kubera is $199/year, no lifetime option. WealthMap is €5.99/month, €34.99/year, or €69.99 once for Lifetime.
Over five years, Kubera costs $995. WealthMap Lifetime costs €69.99 once. That's not a small gap.
Free trial: Kubera asks for a credit card up front and gives 14 days. WealthMap's 7-day trial doesn't ask for a card.
When to choose which
Choose Kubera if: you live on the web, hold a wide range of alternative assets (NFTs, domains, collectibles), want the beneficiary feature, and don't mind paying $199/year forever.
Choose WealthMap if: your phone is your primary device, you want a FIRE calculator that links to your real portfolio, you own property abroad, or you'd rather pay once than rent the app indefinitely.