What's the best free net worth tracker for iOS?

If 'free' is the constraint, Apple Numbers (or any spreadsheet) is the most flexible free option. Among free apps, Empower works in the US but expect advisor sales calls. WealthMap offers a 7-day free trial but is paid after that.

Do any iOS net worth trackers work without bank sync?

WealthMap, Kubera, and any spreadsheet-based approach. Most budgeting-app entries (Copilot, Monarch, Simplifi) require bank sync to be useful. For more detail, see the dedicated guide to net worth trackers without bank sync.

Which app is best for tracking international property?

WealthMap is the only iOS app that tracks property against the official national price index for 40+ countries (powered by ECB, UK Land Registry, FRED, OECD, BIS). Most US-focused apps don't track international property at all.

Can I use a US budgeting app like Copilot from Europe?

Practically, no — they rely on Plaid integrations with US institutions. For European users, WealthMap (worldwide) or Kubera (web-first) are the realistic options.

What's the best iPhone app for FIRE tracking specifically?

WealthMap's FIRE Calculator with What-If slider is the most complete on iOS. For deeper scenario modeling on a laptop, ProjectionLab is the standard. See the dedicated FIRE calculator guide for more.

Best Net Worth Tracker App for iOS (2026)

The iOS finance app market is crowded, half-abandoned, and full of apps that pivoted to budgeting after Mint shut down. Here's the honest ranking for tracking your net worth on iPhone in 2026 — what each app is genuinely best at, and where it falls short.

App	iOS-native	Net worth focus	Bank sync	Lifetime price	Annual price
WealthMap	✓	✓	manual	€69.99	€34.99
Copilot Money	✓	Partial	Plaid (US)	—	$95
Monarch Money	✓	Partial	Plaid (US/CA)	—	$99
Quicken Simplifi	✓	Partial	aggregator	—	$48
Kubera (iOS app)	(web-first)	✓	manual + some	—	$199
Apple Numbers / Excel	✓	✓	manual	n/a	n/a

What 'best' means here

There's no single best net worth tracker — there's the best one for your situation. This list ranks by 'net worth tracking on iOS' specifically, which is narrower than 'best iPhone finance app'.

Apps that are primarily budgeting tools (Copilot, Monarch, Simplifi) are included because they show a net worth screen — but it's not what they're built around. Apps that are primarily net worth trackers (WealthMap, Kubera) are ranked higher when net worth is your actual goal.

And yes, the post-Mint landscape is still messy. Mint shut down in March 2024. The 'Mint replacement' apps have all settled into being budgeting-first products. If you specifically want net worth tracking, you want a different category.

1. WealthMap — best privacy-first net worth tracker

WealthMap is the only iOS-native app in this list that's genuinely designed around net worth tracking. No bank sync (privacy-first, manual entry). 10 asset categories: cash, property, stocks, ETFs, mutual funds, crypto, pensions, gold, collectibles and other — plus liability tracking.

What sets it apart: Wealth Age (behavioral score), FIRE Calculator with What-If slider, National Property Index for 40+ countries (ECB, UK Land Registry, FRED, OECD, BIS), and on-device AI for concentration and drawdown analysis.

Pricing: €5.99/month, €34.99/year, or €69.99 lifetime. 7-day free trial, no card. Available worldwide.

Best for: people who want a real net worth tracker on iPhone, care about privacy, own property internationally, want FIRE projections, or prefer a one-time purchase.

2. Copilot Money — best for US budgeting plus net worth glance

Copilot is the best-looking budgeting app on iOS, with strong AI transaction categorization. It shows a net worth screen, but that's not its center of gravity — transactions and budgets are.

Requires Plaid bank sync. US-only. $13/month or $95/year, no lifetime tier.

Best for: US-based iPhone users who want premium budgeting first and a net-worth-as-side-feature second.

3. Monarch Money — best for couples and joint accounts

Monarch was the most-recommended Mint replacement and has matured into a solid budgeting plus net worth app. Strongest feature: real joint-account support, with shared dashboards and per-partner permissions.

Requires Plaid bank sync. Available in US and Canada. iOS plus web. $14.99/month or $99.99/year.

Best for: US/Canada couples who want one shared finance app with budgeting and net worth in the same place.

4. Quicken Simplifi — best low-cost budgeting plus net worth

Simplifi is the budget-friendly entry in this list. Solid budgeting, decent net worth view, web plus iOS, $48/year (typically discounted further).

Bank sync via Quicken's aggregator. US-focused. Net worth tracking is functional but not the headline.

Best for: people who want a low-cost budgeting tool with a net worth tab they'll glance at occasionally.

5. Kubera (iOS app) — best for power users who tolerate a web wrapper

Kubera is genuinely net-worth-focused and privacy-friendly, but the iOS app is a wrapper over its web product. Best on a laptop. Tracks exotic assets (NFTs, domains) better than any app here. Includes a beneficiary 'dead man's switch'.

$199/year, no lifetime tier.

Best for: web-first power users who want broad alternative-asset coverage and don't mind the price.

6. Apple Numbers, Excel, Google Sheets — best if you love spreadsheets

Still the most flexible option. You control every cell, every formula, every assumption. The downside: no live market prices, no automated property index, no behavioral analytics, and a mobile experience that's not really designed for daily check-ins.

Best for: people who already love spreadsheets and don't want to outsource the logic.

What didn't make this list (and why)

Mint — shut down by Intuit in March 2024.

Empower (Personal Capital) — free, but US-only and famous for advisor sales calls within days of signup. Net worth tab is fine; the experience around it is the problem.

YNAB — best-in-class budgeting, but explicitly not a net worth tracker. They've said this themselves.

PocketGuard, Spendee, Wallet by BudgetBakers — all budgeting-first with thin net worth screens.

The best net worth tracker apps for iOS in 2026